This is one of those common-sense steps. If the accident occurs in a state where personal injury protection is not required, there is a chance that the driver will not have it. Personal injury lawyers work on a contingency fee basis, meaning that there are no legal fees unless the lawyer recovers compensation for your injuries. You generally may not recover until you have completed all the necessary medical treatment and have fully recovered from your injuries or have reached a point where your injuries are as good as they should be.
The first is that you may not be eligible for this coverage if your injuries don't meet certain statutes established by laws that prohibit fault. However, one in three accidents involves personal injury to the driver or passengers and, of that number, two out of ten accidents result in fatal injuries. In certain cases, you can also file a personal injury lawsuit in court against one or both drivers who were involved in the accident. The easiest way to do this is through the personal injury protection or medical payments section of your car insurance policy.
If you are injured in a car accident as a passenger, your claim is likely to be filed against your driver's insurance policy under your personal injury protection (PIP) plan. Located in Lower Manhattan, New York, the attorneys at O'Dwyer & Bernstien, LLP provide legal representation in the fields of personal injury, construction injuries, labor and employment, and real estate law. If you later claim an injury that isn't reflected in your initial medical history, the insurance company will argue that the injury isn't genuine or related to the accident. If you have protection against personal injury, you may be able to use your own coverage to help pay your medical bills.