From a procedural point of view, you will have to make a counteroffer in writing. Make sure you send your letter to the right person, whether it's an insurance appraiser or a lawyer. Make it clear that you are refusing your initial offer and include your reasons for doing so. The first thing you should do is send insurers a demand letter.
Allow an experienced lawyer to send you your demand letter. When the insurance adjuster makes you a first offer, it may be so low that it's just a tactic to see if you know what you're doing (see below). Or it may be a reasonable offer, too low. If the offer is reasonable, you can immediately make a counteroffer slightly lower than the amount of the demand letter.
This shows the adjuster that you are also being reasonable and that you are willing to make concessions. A little more negotiating should quickly lead them to a final settlement amount that they both consider fair. In the letter, you must indicate the offer made by the insurance company and the date on which it was made. Next, you'll need to reiterate why you think the other party owes you compensation for damages and why you think the offer was low.
If you have any questions about your initial demand letter or counteroffer letter, contact a knowledgeable and experienced personal injury lawyer. The lawyer conducts a thorough investigation of the damages you have incurred to determine not only the out-of-pocket expenses related to the accident and injuries, but also the pain and suffering you suffered, as well as the damage to your quality of life and your relationships. As part of the personal injury claim process, you will send a demand letter to the other driver's insurance company. Personal injury claims are a challenge, so you need an experienced legal professional to represent you.
If you have any questions about my personal injury claim, or if any of the above is unclear, please do not hesitate to contact me. If you file a personal injury claim after any type of accident, at some point it's probably time to negotiate with the other party's insurance company. For example, a health insurer that pays for your medical treatment after a car accident may or may not be entitled to a refund of your personal injury compensation. For more information on how to negotiate an insurance claim, including examples of letters to insurance companies, tips for managing negotiations, and strategies for dealing with an insurance company that refuses to make a fair offer, see How to Win a Personal Injury Claim, by Joseph L.
When preparing your personal injury compensation demand letter, you calculated a range of what you think your claim is worth. If you or your personal injury lawyer have submitted an organized demand letter and appropriate supporting documents to the insurance company, the negotiation process could consist of just a few phone calls with an insurance claims adjuster. The personal injury lawyers at Ehline Law are trained negotiators who can provide you with legal advice on if, when, and how to resolve your injury claim. The best way to do this is with the help of a personal injury lawyer who has experience dealing with insurers for discrepancies in claims.
Personal injury lawyers are expert negotiators and will use their experience to get you the compensation you deserve. You have every legal right to decline a bad offer and negotiate a better offer for your personal injury case. For this reason, when trying to get fair compensation from an insurance company, you should prepare for the process and plan your strategy with an aggressive personal injury lawyer. All you need is a professional personal injury lawyer who can start negotiations to settle with the insurer on your behalf and get the money you deserve for your injuries and losses.